Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.42%. For 20-year mortgage refinances, ...

Refinancing is worth a fresh look in 2026 because 30‑year mortgage rates have slid back down to the low‑6% range after flirting with 7% last year, but whether you should jump depends on your current ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...