In retirement, it's not too late to convert your money into a Roth IRA. The IRS will let you convert qualified funds at any ...

One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

In life, you often get second chances ‒ and the same is true with investing. To illustrate, you might not have been able to contribute to a Roth IRA during your working years due to your income level, ...

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

A Roth IRA and traditional IRA both have the same goal: to help you save for retirement and ensure you don’t spend your golden years struggling to make ends meet. The key difference between a Roth and ...

Unlike employer-based 401(k)s, people set up individual retirement accounts (IRAs) for themselves. But similarly to workplace retirement accounts, traditional IRAs are funded with deductible pre-tax ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Retirees will generally have more insight into the wisdom of a Roth IRA conversion than younger workers, due to decreased uncertainty about future income paths and tax rates. Decisions about how and ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...

Bernice Napach is a contributor to Buy Side from WSJ and a finance expert on investing, retirement and markets. Senior editor, Buy Side from WSJ Meredith Mangan is a senior editor for Buy Side from ...