Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

Collateral is a valuable asset (like a car, house or even cash) you can pledge to secure a loan. If you fail to repay your loan, the lender can seize whatever you've put up as collateral. Financial ...

Lend freely to banks, at a penalty rate, against good collateral: That advice, from 19th-century economist Walter Bagehot, has guided central banks in how they deal with crises. Lending freely to ...

A secured loan is a loan that has collateral attached to it. This type of loan generally has a lower interest rate, because the bank is taking a lower risk because it ...