Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

A credit score of 600 isn’t a deal-breaker — with the right strategy, many Americans can still qualify for a personal loan and secure usable terms.

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

You may have fair credit (a score from 630 to 689) if you’ve missed payments on credit cards or loans in the past or you have a limited credit history. Having fair credit, however, won’t exclude you ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

"Buy now, pay later"users may hurt their credit if they don't pay back those loans on time. Credit score overseer Fair Isaac (NASDAQ:FICO) announced new scoring models last month that will evaluate ...

Upgrade offers personal loans with next-day funding and might approve borrowers with fair credit, though costs can be high ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Bluevine offers fast funding based on flexible underwriting requirements, but costs might be high ...