Home equity borrowing has been a top option for many Americans over the last few years, buoyed by rising home values, higher interest rates on other types of debt and financial necessity. On the last ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Learn how an equity line of credit works, its benefits, and risks. Discover the application process and qualifications to secure an equity line of credit.

With more than $14 billion in home equity lines of credit since its founding in 2018, fintech company Figure is one of the largest HELOC lenders in the U.S. We love Figure's speed and efficiency: ...

A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

A no doc HELOC, or no-documentation home equity line of credit, allows homeowners with nontraditional income to access their home's equity. It’s typically used by borrowers who can’t qualify based on ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Before getting started with a HELOC, however, it's critical to ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Founded in 1904, Bank of America is the largest HELOC lender in the U.S., with $25.5 billion loaned in the last quarter of 2024. We love BofA's home equity line of credit for its extensive draw range ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

The origination of home equity loans, home equity lines of credit (HELOCs) and cash-out-refinances rose 11 percent in the fourth quarter of 2024, according to TransUnion. That marks the third straight ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...