To qualify for a mortgage refinance, you’ll need an adequate credit score (620 or higher for conventional loans), a debt-to-income ratio of 43% or less and to meet other lender requirements. Mortgage ...

Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

The FHFA is studying whether crypto holdings can count toward mortgage eligibility. If adopted, crypto could join traditional assets like cash and stocks in loan applications. The move would mark a ...

There are several factors to consider when being qualified for a home loan. In this workshop we will review the various factors in underwriting your loan and not all lenders have the same ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Home affordability has risen sharply ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...