In only five states home insurance rate hikes did not outpace inflation between 2020 and 2025.

Homeowners throughout the U.S. have seen their annual homeowners insurance premiums increase over the past three years on average by 24% — or $648 per year. Virginia premiums have increased 31%, or ...

Homeowners insurance costs are rising again nationwide, with premiums expected to increase in 2026 — though some states will ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...