Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Closing a credit card can feel satisfying like decluttering. Maybe you’re fed up with annual fees, done with debt, or just ...

Although you may be ready to cancel your credit card, it’s not as easy as simply cutting the card in tiny pieces (although that is one of the steps). It’s important to cancel a credit card the right ...

Closing a credit card can hurt your credit score, so know the potential risks and benefits before you make the call. Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 ...

Scan 60–90 days of card/bank statements and make a “hit list” of anything recurring, vague, or annual — you can’t cancel what ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Checking your credit card statements regularly can help you weed out recurring charges that are costing you money. Recurring charges to your credit card can add up quickly, even if they’re small ...

When you have a credit card you don’t use, canceling it might seem like an obvious move. That’s especially true if the card carries an annual fee or you’re prone to overspending. But if you aren’t ...