An insurance score is a rating used by insurance companies that represents the probability of a client filing an insurance ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Several states are moving to ban a common practice that discriminates against Americans with poorer credit history.

Many drivers think the cost of car insurance depends mostly on your driving record. But increasingly, car insurers also include other factors that have nothing to do with driving. Consumer Reports got ...

Several state legislatures have bills pending that would prohibit insurers from using consumers' credit history to determine how much their premiums are.

Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

States move to curb insurers charging higher premiums based on low credit scores. Money; . Having a low credit score means paying more to borrow money or being unable ...

Why are we asking for donations? Why are we asking for donations? This site is free thanks to our community of supporters. Voluntary donations from readers like you keep our news accessible for ...

PHOENIX (AZFamily) — A lower credit score could double the price you pay for homeowners’ insurance, according to a new analysis by the Consumer Federation of America. The study compared hypothetical ...

Plus, how to maintain a strong credit score.