AARP: Best for senior members. Country Financial: Best for customization. Lemonade: Best for large coverage amounts. In the market for life insurance but want to skip the medical exam for one reason ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

What Is No Exam Life Insurance? Life insurance companies prefer to cover the healthiest, youngest people, offering them the lowest rates. Traditional policies usually require a medical exam, a ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

With traditional life insurance policies, applicants typically have to fill out a questionnaire about their health and lifestyle and take a medical exam. It's similar to an annual physical. A medical ...

Founded in 1957, Colonial Penn Life Insurance specializes in affordable coverage for seniors, with guaranteed acceptance policies up to age 85. We like that you can get a policy quickly without having ...

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...

Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...