Retirement planning is a critical financial decision, and choosing the right scheme is the key to a secure future. With evolving policies in 2025, the choice between NPS and UPS has become more ...

APW above Rs 8 lakh and up to Rs 12 lakh: Up to Rs 6 lakh can be taken as lump sum, and the remaining amount must be used for annuity or withdrawn in a phased manner through systematic unit redemption ...

If the corpus is of Rs 8 lakh or less, full withdrawal is allowed. “In this slab, regulations do not permit Systematic Lump Sum Withdrawal (SLW/SUR). As the pension from a small ...

PFRDA reclassifies corporate NPS subscribers into Government and Legal entities, affecting employees' NPS management and employer duties. Learn more.