Should you lock in a mortgage rate before the January Fed meeting?

Mortgage rates are more affordable now, but is it worth locking one in before this month's Federal Reserve meeting?

Compare Today’s Mortgage Refinance Rates

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...
Wall Street Journal

Mortgage Rates Today, December 3, 2025: 30-Year Rates Drop to 6.23%

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...
Hosted on MSN

Mortgage rates today: December 12, 2025 – 30-year rates down, 15-year rates steady

 The current average mortgage rate on a 30-year fixed mortgage is 6.23%, compared to 6.36% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the ...
Forbes

Current Mortgage Refinance Rates: September 29, 2025 – Rates Remain Unchanged

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...
MarketWatch

Here’s what the Fed could do that may cause mortgage rates to ‘go below 6%’ — and other insights from 6 pros on what to expect from mortgage rates now

The Federal Reserve will announce whether or not it will cut rates this afternoon, and most pros expect that they almost certainly will. In fact, the CME FedWatch Tool reveals a 96.1% probability of a ...
PBS

What to know about the Fed’s rate cut and mortgage rates

LOS ANGELES (AP) — Hoping that mortgage rates will keep dropping following the Federal Reserve’s first rate cut since last year? Don’t bank on it. As expected, the central bank delivered a ...