You spent decades socking away money, watching balances grow, and planning for this moment. Saving for retirement felt safe, ...

That’s because of the required minimum distribution (RMD) law. Once you reach a certain age, you’re required to withdraw a ...

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

This new rule will give families more flexibility by allowing some people to tap into their retirement savings early without the usual penalty, to help cover the cost of long-term medical care even ...

EPFO’s streamlined withdrawal rules have made access easier, but timing, tax treatment and long-term impact still matter more ...

Before you decide how much money you're going to withdraw from your retirement savings, map out a budget for how much you ...

Many retirees save successfully but struggle to spend. Explore the psychology behind retirement spending, wealth perception, ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was ...

Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

However, the average retiree may be surprised by the amount they can actually spend from that 401(k) every year. On average, ...