In retirement, it's not too late to convert your money into a Roth IRA. The IRS will let you convert qualified funds at any ...

Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly ...

I often tell individuals I work with that the only way to reduce their tax bill in retirement is to spend less money if they have no tax-free savings or income to look forward to. This is often enough ...

I am 65 and at the absolute peak of my earnings. I'm also in the 35% tax bracket and am not looking to retire soon. I need $30,000 for a home project. I have enough to take it out of … Continue ...

Yes, but only if you follow very specific IRS rules Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have ...

Here's how the new IRS inflation adjustments are increasing the contribution limits for your 401(k) and IRA in the new year.

There’s a reason it pays to save for retirement in an IRA or 401(k). These accounts give you a tax break on your money, whereas a regular brokerage account won’t. With a traditional IRA or 401(k), ...

Most of the money in million-dollar Roth IRAs probably didn't start in these accounts. There's a case to be made for holding your highest-growth investment prospects in Roth retirement accounts.