In connection with a merger, acquisition, or other corporate (M&A) transaction, buyers often face the dilemma of how to handle the seller’s existing retirement plans covering the continuing employees.

The SECURE Act 2.0 now allows an employer to terminate a SIMPLE IRA and replace it with a safe harbor 401(k) mid-year. When circumstances change, the law no longer require the employer to wait until ...

In response to a recent call from a financial advisor in Florida, the ERISA consultants at the Retirement Learning Center (RLC) address a question on replacing a SIMPLE plan with a safe harbor 401(k) ...

A SIMPLE IRA is an easy and inexpensive way for some employers to offer their employees a retirement savings plan. Discover its pros and cons for employees and employers. For employees, participating ...