The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.27%. On a 20-year mortgage refinance, the average rate is 5.

U.S. mortgage rates today edged higher. The 30-year fixed mortgage rate rose 0.02% to 6.31%, with an APR of 6.34%, according to Forbes Advisor. A $100,000 loan now costs $620 monthly, totaling about $123,

Mortgage refinancing activity has spiked in recent weeks as mortgage rates drifted lower, but some homeowners may be holding out for even better terms. Here's the case for acting now.

The rate on a 30-year fixed refinance rose to 6.37% today, according to the Mortgage Research Center. Rates averaged 5.38% for a 15-year financed mortgage and 6.05% for a 20-year financed mortgage.  R

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help

"If the Fed doesn't meet in November, I expect mortgage rates to drift with the bond market … modest day-to-day moves, not big swings," says Steven Glick, director of mortgage sales at real estate investment fintech company HomeAbroad.

At last, mortgage rates are falling. Is refinancing on your mind? Gary Sandler has tips for homeowners who are weighing that decision.

Explore current mortgage rates and what they mean for homebuyers.

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Interest rates are responding well to the Fed's rate cuts. Here's what a $100,000 home equity loan costs monthly now.