No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

Older, with health issues Consider guaranteed issue life insurance, which doesn't require health questions or medical exams. These policies are generally small whole life policies marketed as burial ...

Globe Life is a McKinney, Texas-based life insurance company that offers whole and term life insurance policies without a medical exam or waiting period. That helps it stand out among many life ...

Simplified issue life insurance is designed for adults in need of coverage quickly and people with health issues that may prevent them from obtaining other types of life insurance. Applicants must ...

Though Aflac is commonly known for its supplemental insurance policies, it also offers a full line of life insurance options, including no-exam life insurance and life insurance for children. Aflac ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

Not all life insurance policies require a medical exam. No-exam policies can be issued quickly — sometimes within minutes — and are best suited for younger, healthier applicants. Below are the best no ...