The Federal Housing Finance Agency’s (FHFA) recent adoption of the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac has sparked intense ...
This op-ed was first published by National Mortgage News. You can read the original piece here. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency ...
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The average credit score falls again -- with one generation struggling more
The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...
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