With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.

Our expert picks for the best high-yield savings accounts earn up to 4.31% APY -- 10x more than the national average. Most accounts here are used personally by our team.

Check out Money’s picks for the best banks for high-yield savings accounts in 2026.

Ready to open a savings account? Here’s what you’ll need to know.

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

The Federal Reserve lowered the target range for the federal funds rate by a quarter percentage point on Wednesday. That could mean the rates of some high-earning savings accounts are on the chopping ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...