Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

Some contractors no doubt experienced sticker shock when their most recent workers’ compensation audit came back with a higher-than-expected Experience Modification Rate, or EMR [1], that raised their ...

NORTH BAY, CALIFORNIA – The impact of new changes to workers' compensation experience modification factors that went into effect in January are only now being realized and have the potential to ...

The experience modification (MOD) rate plays a critical role in a number of U.S. commercial construction bidding scenarios. Although the MOD rate is primarily used to calculate workers' compensation ...

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

FAIRFAX, Va., Jan. 3-- The Specialized Carriers and Rigging Association issued the following news release: SC&RA has scheduled a critical, time-sensitive webinar on January 24 at noon EST to educate ...

LONG BRANCH, N.J., Jan. 4, 2017 /PRNewswire/ -- J.F. Kiely Construction Co., a leading utility construction company headquartered in Long Branch, New Jersey, spends thousands of man hours annually to ...

You have a clear idea what your experience modification rate is (or should be) and know all too well that the lower your “e-mod,” the better. But do you know what your company’s “incidence rate” is ...

For marine contractor Dutra Group, the $8.9-million pier substructure repair project put out to bid by the Port of San Francisco last year fit precisely in the company’s sweet spot. As did other ...

What results are achieved through Workers’ Compensation School? Businesses control one key factor in the calculation of their workers’ compensation premiums: their Experience Modification Rate (EMR).