Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

VENTURA, Calif.--(BUSINESS WIRE)--Willard Scott, President of IntelliComp, a workers’ compensation and experience rated database at www.exmod.com, made the following commentary regarding the WCIRB’s ...

NORTH BAY, CALIFORNIA – The impact of new changes to workers' compensation experience modification factors that went into effect in January are only now being realized and have the potential to ...

If you want to create a culture of safety on your jobsites, clear communication is the starting point. When it comes to safety, too many managers and workers do not have any idea what Experience ...

Excelsior, MN-- (ReleaseWire) -- 06/24/2015-- Experience Modification Rate (EMR) is a number used by insurance companies to gauge both past cost of injuries and future chances of risk. The lower the ...

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

LONG BRANCH, N.J., Jan. 4, 2017 /PRNewswire/ -- J.F. Kiely Construction Co., a leading utility construction company headquartered in Long Branch, New Jersey, spends thousands of man hours annually to ...

Some contractors no doubt experienced sticker shock when their most recent workers’ compensation audit came back with a higher-than-expected Experience Modification Rate, or EMR [1], that raised their ...

The author examines components of the experience modification rating and how they impact workers compensation (WC) premiums. He then describes three ways in which a firm can lower its rating and ...

The experience modification (MOD) rate plays a critical role in a number of U.S. commercial construction bidding scenarios. Although the MOD rate is primarily used to calculate workers' compensation ...

J.F. Kiely Construction Co. is proud to announce that its Experience Modification Rating (EMR) has reached a low of .88. J.F. Kiely Construction Co., a regional family-owned utility construction ...