What is credit? Learn about how borrowing works, what credit score means and what lenders look for when you apply for a loan or credit card.

What is a credit score? A credit score is a three-digit number that indicates how likely you are to pay back money when you borrow it, based on your credit history and data from major credit bureaus.

Credit is a binding agreement to pay back borrowed money plus interest. Types of credit include secured (like mortgages) and unsecured (like personal loans). Credit scores, used in lending ...

Getting approval for a personal loan with bad credit can be hard. But we've found lenders who will work with borrowers with ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

Learn what a charge-off means, its effect on your credit score, and possible ways to remove it from your credit report to ...

Justin Sullivan The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans.

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans.

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.