If you're between ages 60 and 63, the IRS just handed you a gift and a potential headache all wrapped into one. 0 Act lets people in this narrow age window sock away thousands of dollars more into ...

Learn about the new 401K rules for catch-up contributions and how they impact high-earning workers age 50 and older.

Learn how traditional IRA catch-up contributions can maximize your retirement savings for those aged 50+. Find out if ...

Starting the year you turn 50, you can increase retirement contributions by an amount set by the IRS. Many, or all, of the products featured on this page are from our advertising partners who ...

When people are in their 20s and even 30s, they often focus their finances on paying off debts, starting a family, and buying a home. By the time they start focusing more on growing a nest egg for ...

Seyfarth Synopsis: On September 15, 2025, the Department of the Treasury and the Internal Revenue Service (“IRS”) issued final regulations (“Final Regulations”) implementing key provisions of the ...

Typically, 401(k) catch-up contributions, which apply to workers age 50 and older, can be traditional pretax or after tax Roth, depending on what 401(k) plans allow. But starting in 2026, 401(k) catch ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

The IRS and U.S. Department of the Treasury finalized a Secure 2.0 rule for catch-up contributions for 401(k) and other plans, which apply to workers age 50 and older. Starting in 2027, catch-up ...

“This 2026 change is a wake-up call for high earners over 50. Catch-up contributions are still valuable, but the tax strategy behind them is changing dramatically.” She also cautions that not all ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...

The Secure 2.0 Act of 2022 gave us the Roth catch-up mandate, a revenue raiser that has caused great consternation in the retirement plan community as plan sponsors, recordkeepers and payroll ...