Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

NORTH BAY, CALIFORNIA – The impact of new changes to workers' compensation experience modification factors that went into effect in January are only now being realized and have the potential to ...

Some contractors no doubt experienced sticker shock when their most recent workers’ compensation audit came back with a higher-than-expected Experience Modification Rate, or EMR [1], that raised their ...

The experience modification (MOD) rate plays a critical role in a number of U.S. commercial construction bidding scenarios. Although the MOD rate is primarily used to calculate workers' compensation ...

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

LONG BRANCH, N.J., Jan. 4, 2017 /PRNewswire/ -- J.F. Kiely Construction Co., a leading utility construction company headquartered in Long Branch, New Jersey, spends thousands of man hours annually to ...

The author examines components of the experience modification rating and how they impact workers compensation (WC) premiums. He then describes three ways in which a firm can lower its rating and ...

FAIRFAX, Va., Jan. 3-- The Specialized Carriers and Rigging Association issued the following news release: SC&RA has scheduled a critical, time-sensitive webinar on January 24 at noon EST to educate ...

You have a clear idea what your experience modification rate is (or should be) and know all too well that the lower your “e-mod,” the better. But do you know what your company’s “incidence rate” is ...

For marine contractor Dutra Group, the $8.9-million pier substructure repair project put out to bid by the Port of San Francisco last year fit precisely in the company’s sweet spot. As did other ...

When it comes to workers’ compensation claims management, I have a story that’s too good not to share. I’m hoping our experience serves as a model for long-term care, assisted living and continuing ...