As you work to create a budget, it’s important to understand how fixed and variable expenses will impact your bottom line. David McMillin writes about credit cards, mortgages, banking, taxes and ...

Business managers analyze variable and fixed expenses to know costs of business operations and expand on methods of increasing profits. Knowing both variable and fixed expenses helps management to ...

Remembering finance definitions can feel like a struggle, especially when you’re not familiar with them. But according to experts, they shouldn’t stand in the way of you creating the best budget you ...

If you find yourself wondering where your money went at the end of each month, budgeting can help you become more aware of your income and spending. Committing your budget to paper takes the benefits ...

Having a budget can help you gain control over your finances. However, one study found that only two in five adults actually use one. Creating a budget might seem overwhelming at first, but once you ...

Creating a family budget might sound overwhelming but it doesn’t have to be. By breaking it down into clear steps, you can take control of your finances and make sure your income covers your needs, ...

Budgeting, quite simply, is the act of spending your money efficiently. The importance of budgeting cannot be overemphasized, and whether you’re looking at your individual finances or running a ...

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Elizabeth is a freelance contributor to Newsweek’s personal finance team, with a focus on insurance. She has more than four years of experience covering insurance and has written hundreds of articles ...