The new year is already shaping up as a good one for roller coaster enthusiasts, thrill ride junkies and theme park fanatics.

Whether you have a fishing boat, a runabout or a yacht, boat insurance protects your vessel on water and dry land. It also shields your finances if you're held liable for an accident or fuel spill.

A video from Washington State Ferries shows M/V Tokitae waiting behind the "ghost boat" for safe passage to dock.