Many people are surprised to learn that Medicare has multiple enrollment windows, each with its own penalties if you miss them. Knowing when to start your supplement, Part A and B enrollment, and drug coverage steps can save you from higher costs and long-term fees that are difficult to undo. Understanding these timelines early helps you avoid unnecessary penalties and make a smooth transition into Medicare. #medicareenrollment #medicare #Over65 #Turning65 #medicaretips | Medicare Joe