HMDA orThe Home Mortgage Disclosure Act is a United States federal law that requires certain financial institutions like banks and credit unions to provide mortgage data to the public such as race ,gender and financial earnings.... When you study the HMDA act data from the past it shows clearly that these banks and credit unions and financial institutions are very well racist to the families that come in for loans.... It shows clearly that white folks that were less qualified than those blacks a

These stats are wild ⬇️😵💫 Recent home sale data shows a clear pattern… Back in December, the average home price sat around $426,670. In January, prices dipped further to about $418,770. By May, they jumped up to roughly $440,630. I’ve said it before, and this really backs it up: 👉 Buying in the winter can save you money. Not only are prices often lower, but buyers tend to have more leverage during the colder months. That can mean better negotiations — including things like interest-rate buy d