🔒🏡 The Rate Lock Secret — Timing Matters More Than You Think • Rates change daily, sometimes hourly • Waiting too long can cost thousands over time • Locking too early can limit flexibility • Strategy matters more than guessing the market • The right lock protects your monthly payment A rate lock isn’t luck — it’s a calculated decision based on your timeline, risk tolerance, and market movement. At The Onyx Group Mortgage, we help you lock with intention, not emotion — so your numbers stay pro
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